Splitit

Are there any extra fees involved?

No, you don't have to pay extra to buy High Street TV products on credit with Splitit; this is an interest-free payment method with no additional fixed fees, service fees, interest or hidden fees of any kind.

Will I only receive my item after the final payment has been made?

No, your item will be processed after the first initial instalment and delivered as normal upon passing our Quality Control check at Head Office.

Am I eligible to use Splitit?

Yes, as long as you have a valid Visa or Mastercard with the available credit limit as the price of the item or items you would like to purchase.

What happens to my credit score if I use Splitit?

Nothing, no credit check is required if you use a Splitit instalment plan and there is no impact on your credit score. All the bank sees are the individual instalment charges each month. If one of your payment authorisations is declined, there is still no effect on your credit rating; it is simply a declined charge. The denial would simply accelerate payment of the remaining balance (unless you provide a different card which was not denied).

Which credit cards does Splitit support?

You can pay using Splitit with a Mastercard or Visa credit. American Express and pre-paid cards are not accepted.

How will the payment instalments appear on my credit card statement?

The instalments appear on your statement as individual charge items with the name of ‘High Street TV’. These payments will appear monthly according to your instalment plan, with the same charge amount each time.

Can I still receive points and rewards on my card?

Customers can still enjoy the credit card benefits such as air miles or points when using Splitit.