What is Klarna?

We've partnered with a payment provider called Klarna to give you the option of paying later for your order with "Pay later" or to spread the cost of your order with "Pay later in 3" at no extra cost. Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online.

Klarna is now one of Europe's largest banks and is providing payment solutions for 60 million people across 90,000 merchants in 14 countries.

The type of payment plans we offer through Klarna are Pay later and Pay later in 3. See below for more details:

Pay Later

• Get 30 days to pay later for your order

• No interest or fees + no credit agreement

• Receive your goods before paying for them

• Klarna will email payment instructions to you

• Just select ‘Pay later’ at the checkout

• No account sign up required

*Please note, a soft credit search is undertaken and your credit score will be affected if you don't pay Klarna for your order.

Pay later in 3

•Slice up your payment over 3 months on orders of £49.99 or more

•The first instalment is taken when your order is confirmed using the credit or debit card entered at the checkout

•Instalments 2 and 3 are collected 30 and 60 days later

•No interest or fees

•Instalment amounts explained at checkout

•Klarna will let you know the due dates for the 2nd and 3rd payments

•Just select Pay later in 3 at the checkout

Minimum spend £49.99 or more to qualify. Subject to financial circumstances, must be over 18. Klarna will perform a quotation search with an external credit reference agency. This search is not a full credit check and it will not affect your credit rating.

How does it work

Go shopping at

Select Pay later or Pay later in 3 at the
checkout and you'll be
presented with a payment plan

If you have chosen Pay later, Klarna will send you an email reminding you to pay. If you have chosen Pay later in 3, you will make the first payment when confirming your order

Am I Eligible?

• To use Pay later and Pay later in 3 you must be at least 18

• To use Pay later in 3, your order must be £49.99 or over

• You must have a UK postal address

• Whilst these options are widely promoted, they are subject to individual financial circumstances.

•When choosing Pay later or Pay later in 3, our soft-search assessment will not affect your credit rating.

Got a Question? Visit our FAQ pages

High Street TV (Group) Limited acts as a credit broker and only offers credit products online from Klarna AB. High Street TV UK Limited is authorised and regulated by the Financial Conduct Authority, reference number 817208. Credit provided subject to age and status.